IKP - LIFE INSURANCE
Brief Note
Acts/Gos/ Memos/Circulars
Presentations
Progress Reports
Home
Brief Note
 

 

AAM AADMI BHIMA YOJANA
(Indira Jeevitha Bima Pathakam)

1.0  Executive Summary:

 The Government of Andhra Pradesh envisions that even the poorest of the poor   deserve access to relevant and affordable insurance and be protected from risks on death / disability and that every person is insurable.  Eventually the Government of AP  wants to empower  the Community to play an active role in insurance operations, to reduce rural people’s vulnerabilities  and to protect their income and asset base, by creating an enabling environment for self management by the community itself.

 The Department of Rural Development through SERP  has promoted 7.82 lakhs SHGs with a membership of 88.32 poorest of the poor women. This constitutes 25% of all the SHGs in entire India.  As a social security measure, SERP has inculcated the habit of life and disability insurance for low-income house holds in few Districts on a pilot basis with an emphasis on self management of the intervention. Consequently, as SERP wants to universalize the intervention in all the 22 Districts with uniform product and procedure, ,  the Government of India has a launched a  new scheme called ‘Aam Aadmi Bima Yojana’     for the  benefit of landless agricultural labourers households. Taking the advantage, The Government  has officially launched the Scheme on 14.3.2008  by way of  handing over a Chaque of   Rs.38.00 crores towards state contribution of Premium to LIC entrusted the task of implementation to the Self Help Groups(CBOs). 

 The Zilla Samakhyas CBO federations promoted by SERP  have shouldered the responsibility of conducting awareness, enrolment of members , data entry and claim settlements.  38.00 lakhs landless agricultural labourers who are  mostly NREGS workers  covered under this scheme  in a record time of 1 month in campaign mode.  In  the process of  awareness and  enrolment, apart from 6000 officials from State to Village level, 80,000 trained SHG women have been involved.  Department of Rural Development has established Call Centres     with the Information and Technology  support across all the 22 Districts in the State with  a sole  objective of providing timely and quality services,  through  ‘Bima Mithras’ selected from active  SHG members.  The responsibility of Bima Mithras is  to visit and hand over an amount of  Rs.5000/- as a solatium   to meet the exigencies, to  the bereaved families within 24 hours of the demise of an

   More......